We clean the house, decorate, wear new clothes, place the idols, and do puja. But if Lakshmi comes and sees credit card bills, overspending, and zero investments—she will just say “beta, main baad mein aati hoon.”
Here’s how to do a financial Lakshmi puja:
1. Do “Abhishek” of your bank accounts
Check balances, auto debits, and old accounts you don’t use. Consolidate and simplify.
2. Place your “Dhan” properly
Mutual funds, gold bonds, SIPs—make sure something is growing for you.
3. Light a diya for “Emergency Fund”
3–6 months’ expenses in one place = peace of mind + independence.
4. Offer “prasad” to your future self
Start a retirement plan—even small. Women live longer than men; outliving savings isn’t cute.
5. Invite Lakshmi with clarity
Debt-free EMI planning, expense tracking, and zero financial guilt are the new “shubh muhurat.” And yes, buy that one Diwali outfit or home item. But not at the cost of future stress. Lakshmi doesn’t enter messy bank accounts.
This year, don’t just do the puja—be the woman she wants to stay with.
