Hey you beautiful women, we’re all ears as soon as money grips the conversation. Without an active investment plan, our wealth corrodes worse than an unattended piece of silver! When it comes to wealth management, if you believe that your financial knowledge is insufficient to make you step into the world of stocks and indexes, you have an expert curated solution at your hands, in the name of mutual funds! But, alas! Mutual funds, too, offer a number of categories, types and wealth multipliers.
To simplify the very foundation of investment, if you’re investing in a risky mutual fund scheme (the one which is equity oriented), give yourself a minimum time horizon of 5 years. Today we shall talk about ‘Small Cap Growth Mutual Funds’! This category of mutual fund is among the riskiest and must be given a minimum investment period of 5-10 years. The risk, however, doesn’t indicate that your wealth would be zeroed, but yeah, the return might be affected. Some small cap funds do offer phenomenal returns in the first year of investment, but it largely depends on the way the markets, indexes and different sectors move. To mitigate any short-term risk of unprecedented market moves, consider the investment a long-term one.
For instance, an SIP (Systematic Investment Plan) of only ₹5,000 (per month) for 5 years in small cap fund offering 31% return in last 5 years (Not kidding), would give you a maturity value of ₹8,46,839 out of an invested amount of ₹3,00,000! This like 182.27% return! This entire calculation has been done using an SIP calculator, to be as accurate as possible! Now you can calculate your wealth goals too, using our super SIP calculator and begin investing. So, ladies, don’t just be an investor, be smart investor and learn the art of wealth multiplication!
