Why Every Woman should have a ‘F*ck You’ fund (and how much to save!)

There comes a moment in every woman’s life when she wishes she could just look the world in the eye and say,

“F*ck you, I’m out.”

  • Out of that toxic job.
  • Out of that emotionally manipulative marriage.
  • Out of that suffocating small-town judgment.
  • Or even just out of a situation where her dreams are being downsized by someone else’s comfort.

But what’s stopping her?

Money

A woman with money is a woman with choices. And honey, choices are power.

what exactly is a ‘f*ck you’ fund?

It’s your personal stash of cash.
No strings attached. No joint accounts. No explanations needed.
It’s the amount you save purely to protect your independence and your peace.

Not to shop. Not to invest. Not even to gift anyone.

It’s that safety net that lets you walk away from anything—or anyone—with your dignity and decisions intact.

why Indian women need it even more
In a society where daughters are told,

“Shaadi ke baad sab theek ho jaayega” and wives are expected to “adjust”, money isn’t just a number.

It’s freedom from waiting on daddy’s transfers or a husband’s approval.
It’s what turns “log kya kahenge” into “log kuch bhi kahen, main khush hoon.”

And let’s be real—most Indian women are not taught to have secret financial boundaries. We’re taught to serve, save, and sacrifice.
It’s time to flip that script.

so how much should your ‘f*ck you’ fund really be?
Here’s a quick rule:
3 to 6 months of your basic survival expenses.
This includes rent, groceries, travel, EMIs,

and a buffer for unexpected drama.

But instead of guessing—
✨ Use our Finance Calculator at Finance Calculator to know the exact amount YOU need.
It’s quick, free, and made for Indian women who don’t want financial math to feel like rocket science.

when do you use it?

  • Got dumped AND fired in the same week?
  • Your boss expects you to stay till 10PM every day because you’re “single”?
  • You finally want to quit the city, learn yoga in Rishikesh, and blog about feminism and finance?

Use it.

Because it’s not an escape plan.
It’s an empowerment plan.

how to build it—without sacrificing your vibe
Automate your savings every month like a non-negotiable.

Cut the crap: unsubscribe from shopping guilt and OTT subscriptions you barely use.

Start small: Even ₹500/week becomes ₹26,000 a year.

Side hustle: Freelance, tutor, consult—your talent deserves monetisation.

Invest separately: Don’t mix this with your long-term investing or wedding fund.

ready to build your fund and your future?

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